We Sue Harassing and Abusive Debt Collectors
Are you or someone you know being harassed by an abusive or deceptive debt collector? Are you sick and tired of debt collector harassment? If so, you are not alone and you have rights. The Fair Debt Collections Practices Act (FDCPA) was enacted to stop abusive debt collection practices. The FDCPA provides consumers with fair debt rights and protects consumers from harassing debt collectors. At Shainfeld & Anvar, PC, our consumer attorneys are here to protect your fair debt rights and stop the debt collection harassment.
At Shainfeld & Anvar, PC, we pride ourselves in being your premier California debt collection lawyers. You can count on our proven track record and experience to stop debt debt collection harassment. Our success is unmistakable; we boast a 99% success rate, we have stopped illegal debt collector harassment and we have received $Millions of dollars for our clients in monetary compensation.
We Stop Debt Collection Harassment
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive, deceptive and harassing debt collection practices. The FDCPA ensures fair debt collection practices and provides consumers with a voice against illegal debt collector activity. The Act provides a set of guidelines regarding what is and what is not legal debt collection practices. If you have fallen behind on your bills, chances are that you will hear from a debt collector. Debt collectors are known to be abusive and to harass debtors. They frequently break the law, but you have rights and you can fight back!
Protect Yourself From Harassing Debt Collectors Who Violate the FDCPA
Debt collectors generate the most of amount of complaints to the Federal Trade Commission. If a debt collector has violated the FDCPA, you may be entitled to monetary compensation and the payment of your attorneys’ fees. As a consumer, you have the right to request for validation of the alleged debt and dispute the claims made by a debt collector.
Debt Collectors are in Violation of the Fair Debt Laws if They…
- Call you outside the hours of 8:00am and 9:00pm
- Call you repeatedly or continuously
- Communicate with you at your place of employment
- Disclose the information about your debt to other people
- Use abusive language or profanity
- Communicate with you after you have sent written notice that you do not want to be contacted
- Contact you if you are represented by a lawyer
- Misrepresent the amount, status and/or character of the debt
- Report false information on your credit report or threatening to do so
- Accuse you of committing a crime
- Threaten arrest or taking legal action against you that is neither permitted nor actually contemplated
- Claim to be associated with the government
- Call you, but fail to announce who they are
- And so much more…
If You Are a Victim of Abusive and Deceptive Debt Collection Practices, You Can:
- Have the outstanding debt reduced or eliminated
- Receive monetary damages up to $1,000 (and possibly more)
- Clear your credit reports of negative information
- Have the collector pay your attorneys’ fees
- And more…
Keep a Debt Collector Log and Document Everything
If you are being harassed by a debt collector, it is important that you keep a log of all communications with the debt collectors and document everything.
- Save all messages the debt collectors leave on your voicemails. Often times, the debt collectors will leave you nasty messages on your voicemails. This type of evidence is key to proving and winning your case.
- Keep all documents you receive from the debt collectors. Do not throw any documents away. Keep all letters and envelopes that you receive from the debt collectors. Again, this evidence will help to prove and win your case.
- Make sure to get as much information as you can from the debt collector and take good notes. If you speak with a debt collector, try to get his/her name and the debt collection company’s name. Also, keep track of the date and time you received the call and what was said in the conversation.
Contact a Debt Collection Harassment Attorney Today
It is important for you to have a knowledgeable and experienced debt collector harassment lawyer on your side who will fight for your consumer and fair debt rights. If you have been the victim of any deceptive, harassing or abusive debt collection practices, call Shainfeld & Anvar for a Fast, Free & Confidential case evaluation today.
By calling our firm, you will speak directly with a FDCPA attorney who will be able to explain your fair debt rights. With our debt collection attorneys on your side, we will stop the debt collector harassment, fight to get your debt reduced or eliminated and fight to get you money damages. Also, you will not pay us anything for our representation. If we win your case, then the debt collection company will have to pay our fees. If we do not win your case, you owe us nothing.